Flights first
The flight is the biggest line in most travel budgets, so it's where points do the most good.
The flight is how you get to the trip. It shouldn't eat the whole budget.
Most people save for months, then spend the biggest part of that money before they ever leave home: on the plane ticket. By the time they land, what's left has to stretch across the hotel, the meals and everything they came to do.
So they pick the cheaper hotel. They skip the tasting menu, the boat day, the tour they flew all that way for. The trip gets smaller to make room for the flight.
Same $5,000 trip budget. Same business class seat, Singapore to Seoul.
Paying cash for the flight
$1,035 left for the hotel, food and experiences
Flying on points
Flight: $65 in taxes. $4,935 left for the hotel, food and experiences
Because the trip is everything beyond the air. The hotel you actually wanted. The long dinner. The day on the water. The flight should get you there comfortably, even up front, without taking the money meant for the rest.
That's the whole idea: cover the flight with points earned from spending you already do, so the cash you saved goes where the memories are.
The flight is the biggest line in most travel budgets, so it's where points do the most good.
A card is only worth it if it earns more than it costs. We show the numbers either way.
Pay in full, open cards slowly, and never chase a bonus you can't earn with normal spending.
Everything we teach follows the banks' and airlines' own rules, so your points and accounts stay safe.
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